IMPORTANT: This disclaimer describes material risks associated with the use of crypto asset features within the 4Pay.online Service. Please read carefully before using any crypto-related functionality. Using crypto features constitutes your acknowledgement of the risks described herein.
1.1. Crypto assets (cryptocurrencies, tokens) are digital representations of value that are not legal tender, are not backed by any government, and are not insured by any deposit protection scheme.
1.2. The 4Pay.online Service facilitates crypto settlement operations for B2B clients. It does not provide investment advice, portfolio management, or financial product recommendations.
2.1. Crypto asset prices are highly volatile and may fluctuate significantly over short periods. The value of crypto assets may decrease to zero.
2.2. Exchange rates between fiat currencies and crypto assets used in the Service are determined by market conditions and may differ from other market rates.
2.3. The Operator does not guarantee any specific exchange rate or the commercial suitability of rates applied to any transaction.
3.1. The regulatory status of crypto assets varies across jurisdictions and is subject to change. Changes in law or regulation may materially affect the availability, functionality, or legality of crypto features.
3.2. Service Clients are solely responsible for assessing and complying with applicable regulatory requirements for crypto asset activities in their jurisdictions, including licensing, AML, and tax obligations.
4.1. Blockchain transactions are irreversible once confirmed. Errors in wallet addresses or transaction parameters cannot be corrected by the Operator.
4.2. Network congestion, software bugs, hard forks, or other technical events may delay or prevent transaction processing.
4.3. Smart contracts used in settlement operations (including dCLS) are subject to software risk. While audited, no guarantee of complete freedom from vulnerabilities is made.
5.1. The Operator makes no representation that any crypto asset will maintain its value, be accepted by merchants, or remain liquid.
5.2. Historical performance of crypto assets is not indicative of future performance. Nothing in the Service constitutes investment advice.
6.1. Service Clients are responsible for the security of their wallet keys, API credentials, and access controls. Loss of private keys may result in permanent loss of funds.
6.2. Service Clients are responsible for proper due diligence on all counterparties and transactions processed through the Service.
7.1. To the maximum extent permitted by applicable law, the Operator shall not be liable for losses arising from price volatility, regulatory changes, blockchain network issues, smart contract vulnerabilities, or loss of access credentials.
7.2. Questions regarding crypto features: support@4pay.online.