This Acceptable Use Policy ("AUP") defines the permitted and prohibited uses of the 4Pay.online payment infrastructure. By accessing the Service, you agree to comply with this AUP. Violations may result in immediate suspension or termination of access.
1.1. This AUP applies to all users of the 4Pay.online Service, including Service Clients, their employees, agents, and end users.
1.2. This AUP supplements and is incorporated into the Service Agreement (Public Offer) available at /oferta.
2.1. The Service may be used for lawful payment processing, including acceptance of payments, payouts, refunds, foreign exchange, and crypto settlements, in compliance with applicable law.
2.2. Users may integrate the Service via API for legitimate fintech product development, subject to applicable documentation and licensing terms.
2.3. Users may access administration, reporting, and configuration features for the purposes of managing their own payment operations.
3.1. Illegal activities: using the Service to process payments for goods, services, or purposes prohibited by applicable law in any relevant jurisdiction.
3.2. Fraud and misrepresentation: submitting false, misleading, or unauthorized transaction data; impersonating another entity; or using the Service with fraudulent intent.
3.3. Money laundering and terrorist financing: facilitating transactions that constitute or are connected to money laundering, terrorist financing, sanctions evasion, or other financial crime.
3.4. Prohibited industries: processing payments for unlicensed gambling, illegal weapons, controlled substances, human trafficking, child exploitation, or other prohibited sectors.
3.5. Security violations: attempting unauthorized access to the Service; conducting penetration testing without prior written consent; introducing malware, viruses, or disruptive code.
3.6. Data misuse: harvesting, scraping, or misusing data obtained through the Service; storing payment card data in violation of PCI DSS requirements.
3.7. Service abuse: exceeding reasonable API rate limits; conducting denial-of-service attacks; or otherwise degrading the availability of the Service for other users.
3.8. Regulatory evasion: using the Service in a manner designed to circumvent regulatory reporting obligations, KYC/AML requirements, or sanctions screening.
4.1. Service Clients are responsible for ensuring their own compliance with all applicable laws, regulations, card scheme rules, and licensing requirements in their jurisdiction.
4.2. Service Clients must implement and maintain adequate KYC, AML, and sanctions screening procedures for their end users as required by applicable law.
5.1. The Operator reserves the right to monitor use of the Service for compliance with this AUP, subject to applicable privacy law.
5.2. Violations of this AUP may result in warnings, suspension of Service access, termination of the Service Agreement, or referral to law enforcement authorities.
5.3. The Operator is not obligated to provide advance notice before taking enforcement action where immediate action is required to protect the Service or comply with legal obligations.
6.1. To report suspected violations of this AUP, contact: support@4pay.online. The Operator will investigate and respond to reports in good faith.
7.1. The Operator may update this AUP at any time by publishing a revised version at /aup. Continued use of the Service following publication constitutes acceptance of the revised AUP.