Cookie Policy

This Cookie Policy explains how 4Pay.online uses cookies and similar technologies when you visit our website.

1. What Are Cookies

1.1. Cookies are small text files placed on your device by websites you visit. They are used to make websites work more efficiently and to provide information to site operators.

1.2. We use cookies and similar technologies (localStorage, sessionStorage) to ensure the proper functioning of our platform, remember your preferences, and improve your experience.

2. Types of Cookies We Use

2.1. Essential Cookies — Required for the website to function. These include session tokens, CSRF protection, and language preferences. These cookies cannot be disabled as the service would not function without them.

2.2. Analytics Cookies — Used to understand how visitors interact with the website (Umami Analytics, self-hosted). These cookies are only set after you provide consent via the cookie banner. Data is anonymized and not shared with third parties.

2.3. We do NOT use advertising cookies, tracking pixels, or third-party marketing technologies.

3. Managing Cookies

3.1. When you first visit 4pay.online, a cookie consent banner is displayed. You may Accept or Decline non-essential cookies. Your choice is stored in your browser's localStorage.

3.2. You can change your cookie preferences at any time by clearing your browser's localStorage for 4pay.online, which will cause the consent banner to appear again.

3.3. Most web browsers allow you to control cookies through browser settings. Disabling essential cookies may prevent the website from functioning correctly.

4. Data Retention

4.1. Essential cookies (session tokens) expire when you close your browser or after the session timeout period (15 minutes of inactivity).

4.2. Your cookie consent preference is stored in localStorage until you clear it manually. Analytics data is retained for 12 months in anonymized form.

5. Contact

5.1. If you have questions about our use of cookies, please contact us at privacy@4pay.online.

5.2. This Cookie Policy may be updated from time to time. The latest version is always available at /cookies.