How to automate payouts to suppliers, contractors, and partners — in 170+ countries, without manual transfers or errors.
countries for payouts
recipients per batch
settlement speed
Manual bank transfers mean errors, delays, and the inability to scale.
Every transfer requires manually entering details into a banking portal. With 100+ payouts per month, errors are inevitable: IBAN typos, wrong amounts, duplicates.
Contractors in different countries want to be paid in their local currency. Manual conversion through a bank means poor rates and hidden fees.
Without automation, payment reconciliation becomes an accounting nightmare. Every payment must be manually matched to an invoice.
Upload a file or call the API — and all payouts go out automatically.
Upload a CSV or send a JSON via API with recipient details. The system validates, converts, and sends — with a report for every payout.
FX at market rate at the moment of sending. Send in EUR, and the recipient gets BRL, NGN, or IDR — with no intermediate steps.
Every payout is recorded in the ledger with double-entry bookkeeping: debit, credit, fee, and conversion rate. Export to CSV/PDF for accounting.
The B2B payments market is valued at $125 trillion annually, yet the majority of this volume still goes through manual bank transfers, checks, and phone calls. For companies with hundreds of suppliers and contractors across countries, this means hours of manual work, detail entry errors, and settlement delays stretching into weeks.
Automating mass payouts via API solves all three problems at once. Instead of manual entry — a single API call or file upload. Instead of calling the bank for exchange rates — automatic conversion at market rate at the moment of sending. Instead of manual reconciliation — full traceability of every payout in real time.
For alternative investment funds, microfinance organizations, and marketplaces, mass payouts are a daily operation. 4Pay.online lets you send thousands of payouts in a single batch, in dozens of currencies, via optimal routes. Every payout is recorded in the ledger with a double-entry bookkeeping entry — for complete transparency before auditors and regulators.
Six setup wizards. The operator runs them alone — no development needed.
A NOSTRO and VOSTRO account pair with a correspondent bank and the reconciliation parameters for them.
Recipient, file format, delivery and schedule — with a test send before going live.
Employer, SIF file and submission order under WPS requirements.
Offsetting claims between participants are cleared before settlement: only the net position goes to the blockchain and the bank.
Direction, beneficiary detail formats, FX rules and limits — with a trial payout to control details before launch.
Bulk upload of a beneficiary register is not yet supported in the interface: payouts run through the API while the wizard configures everything around them — details, reconciliation and reporting. A separate wizard advances funds to a supplier against a future delivery: amount and term, fee and repayment schedule, dual control before disbursement.
Mass payouts in 170+ countries — through a single API, no manual entry.
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